With the Dental Blue Basic plan offered by Anthem Blue Cross, your monthly premium can be as low as $20.00. You will pay this premium every month. This is your monthly premium regardless if you use the plan benefits or not. This provides dental benefits to you and is separate from the plan annual deductible of $25.00 (in-network or non-network dentists). With the Dental Blue Basic plan, the $25 annual deductible will be waived for diagnostic and preventive services (cleanings and x-rays). No waiting period will apply for cleanings and x-rays. All other covered services (fillings, endodontics or prosthodontics) will be subject to the annual deductible of $25 and you will have a 6 month waiting period.
The annual maximum of $500 is the maximum dollar amount that Anthem Blue Cross will pay out each year under your benefits. Once they have paid out $500 then you will be responsible for the rest. This can be coordinated with your dentist to ensure that you don’t exceed this benefit amount.