Lumenos Health Insurance HSA Plus Information

Anthem Blue Cross Lumenos Plans

A New Consumer-Directed Health Plan from Anthem Blue Cross of California

Shouldn't you have control over your healthcare costs?

Now you can. The new Lumenos HSA Plus Health Insurance plans from Anthem Blue Cross of California give you control over your health care costs. That means you focus on getting healthy and staying that way.

Lumenos HSA Plus plan Highlights. This plan offers the traditional health care benefits that can be paired with a Health Savings Account (HSA) for more flexibility and potential tax advantages. Simple plan designs make using them that much easier.

Lumenos Plan Features:

• Preventive Care benefits help focus on keeping you healthy.
• PPO health plan coverage with a large array of benefits after you pay your deductible.
• Network services covered 100% after you meet your deductible.
• Coverage compatible with an HSA that is yours to fund and keep if you choose. Use HSA for qualified medical expenses or as a savings (consult your tax advisor for advantages).
• Special programs for smoking cessation and weight management.
• Access to a 24-hour nurse line.
• Online tools for a personalized health assessment, prescription drug cost comparison, and other tools to give you more control.

You Should Know:

• Lumenos HSA Plus plan has a policy-level deductible and out of pocket maximum. Once any combo of covered members on the policy meet these amounts, the plan pays 100% of covered expenses.
• While Lumenos HSA Plus is compatible with a Health Savings Account, your health care plan works with it or without it. You may set up your HSA now, later or not at all. It's your choice.

Prescription Drug Coverage:

Lumenos HSA Plus not only puts you in charge of your health care dollars, it can help you use those dollars for generic & brand name prescription drugs. Once you deductible is met, covered prescriptions are covered at 100%. While you are meeting your deductible, you benefit from negotiated rates on prescription drugs at network pharmacies that are nationwide. There is no separate deductible or co-payment for prescriptions, it all works as one.

How To Customize Your Lumenos HSA Plan:

Choose your deductible to lower your premium. Remember, any covered member can contribute to some or all of the policy deductible & out of pocket maximum, whether the policy covers one member or a whole houseful.

Use the Health Savings Account the way you want. If you choose to open an HSA account, it's funded by you. You can use those funds for qualified health care expenses covered by the plan, or those not covered, like contact lenses. The unused funds are carried over from year to year and can help you save for future financial needs.

Get free online quotes now ». Just tell us a little about yourself, and we'll match you with the right plan.