The Individual HMO Plan From Blue Cross of California

Quality healthcare is important — but so is affordability. The Individual HMO Plan from Blue Cross of California gives you both.

The Individual HMO Plan features many of the same benefits as the HMO Saver Plan. But it has no deductible, so your coverage starts immediately. You get a simple plan with straightforward benefits. Having an Individual HMO Plan means getting comprehensive care at a low cost.

Individual HMO Plan Features

With the Blue Cross Individual HMO Plan, you get:

• No deductible
  Your coverage starts as soon as you need it. That means affordable trips to the doctor and hospital without the large out-of-pocket expense of meeting a deductible.
• Low copays
  It only costs you $10 to visit a doctor. Hospital and emergency care only costs you 20% of the total bill. And any professional services related to a doctor’s office visit — including x-rays, lab tests, or anesthesia — don’t cost you anything.
• No lifetime maximum
  You won’t hit a limit on the amount of benefits you can receive with the Individual HMO plan.
• Affordable Prescriptions
  For generic drugs, you pay only $10 for each prescription. If you’d rather take brand-name drugs, you just have to meet a $250 deductible — then pay only $30 for each prescription.

You also get access to the education and health improvement programs that every Blue Cross member enjoys.